How to Cancel Your Albert Subscription (Genius) in 2026

Albert's Genius plan runs $19.99–$39.99 a month and auto-renews until canceled. The good news: cancellation takes about two minutes inside the app, and — importantly — it doesn't touch your loans or advances at all.

Updated July 2026 AlbertAppLoans Editorial Team Independent & unbiased

~2 MIN

You can cancel Genius anytime from inside the Albert app — profile → my account → manage subscription → cancel. Features stay active through the end of your billing cycle, then charges stop. Your advances, loans, and Albert Cash account are unaffected.

Cancel Albert Genius: Step by Step

Open the Albert app and tap your profile

Launch Albert and tap the profile icon in the top corner of the home screen to reach your account settings.

Go to “My account” → subscription settings

Inside your account settings, find the section showing your current Albert plan (Genius) and its monthly price.

Select “Cancel” and confirm

Tap the cancel option and follow the confirmation prompts. Albert may show a retention offer — you can decline and complete the cancellation.

Save your confirmation

You'll get an in-app and email confirmation. Keep it. Your Genius features stay active until the end of the current billing cycle, then billing stops.

Can't find the option? You can also cancel by messaging Albert support in-app or emailing from your registered address. Ask for written confirmation of the cancellation date so you have proof if a charge posts afterward.

What You Keep — and What You Lose

You keep everything that matters for borrowing. Instant Advances ($25–$1,000), personal loans ($1,000–$5,000), and the line of credit never required a subscription — see the full product breakdown. Your Albert Cash account and any outstanding repayment schedule continue unchanged.

You lose the Genius extras: the boosted high-yield savings APY, access to human financial advisors, and 24/7 identity monitoring. If those were unused, canceling is usually the right call — that's $240–$480 a year back in your pocket.

Canceling Albert: FAQ

Albert subscriptions generally aren't prorated — canceling stops the next charge, and you keep Genius features until the current billing cycle ends. If you were charged unexpectedly after canceling, contact support with your confirmation email.

No. Instant Advances, personal loans, and the line of credit require no subscription at all, so canceling Genius changes nothing about your borrowing — outstanding balances, repayment schedules, and future eligibility all stay intact.

No — they're separate actions. Canceling Genius just stops the monthly fee; your Albert account, banking, and loan history remain. Deleting the account entirely requires repaying any outstanding balance first and is done through account settings or support.

Keep Borrowing Without the Subscription

Advances and personal loans never needed Genius. Check your rate in 60 seconds — no membership, no FICO impact.

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