Albert Loan Availability by State (2026): Where You Can Borrow
Whether Albert can lend to you depends on the product and your state. Advances work everywhere; personal loans are governed by state lending laws. Here's the complete 2026 map in list form.
Albert personal loans are available in 39 states. They're currently not offered in 11 states — but Instant Advances ($25–$1,000) work in all 50 states plus D.C., because advances aren't legally structured as loans.
Where Albert Personal Loans Are Available
Loans are issued by FinWise Bank (Member FDIC) or by Albert under state licenses. If your state appears in the green list, you can pre-qualify with a soft pull — check the full eligibility requirements first.
Availability reflects Albert's published disclosures as of July 2026 and can change as licensing expands. Verify in-app before applying.
In a Restricted State? You Still Have Options
The restriction only touches personal loans. Instant Advances up to $1,000 remain available nationwide with no credit check — see how advances work. And if you need a true installment loan where Albert can't offer one, the Albert alternatives roundup covers which competitors lend in your state.
Moved recently? Albert uses the state on your verified profile. Update your address in the app after a move — eligibility follows your legal residence, not where you opened the account.
State Availability: FAQ
Your State Is Green?
Pre-qualify for $1,000–$5,000 in 60 seconds with a soft pull — no FICO impact, rate disclosed before you commit.